Retirement – this is a time to pursue dreams by exploring new dimensions of life. This is again the time for some people to get mentally paralyzed with loads to stress and stressful thoughts about how life's going to be the next phase. Whatever way does retirement come in to one's life, its true that he or she deserves the best and the choicest wishes, as the person is going to get a transition into an entirely new phase of life. The most meaningful and aesthetic of all are those retirement wishes, where you use some really thoughtful words of inspiration and encouragement. Wish the person a life flooded by the waves of happiness and cool splashes of peace – a healthy life, both mentally and physically.
The evidences of the unfulfilled seniors have been observed to be more prone to health problems followed by severe mental depression – usually compounded as time passed by. A good wish with a thoughtful message works like panacea. What to write on a retirement card is the most talked about topic of debate, when it comes to retirement wishes. Here are some points that works like magic:
Write something that comes from your within – from the core of your heart. Your retirement wishes wordings must make the person feel his energy soared higher and spirits lifted to a great height.
Your retirement wishes wordings should give your wish fervor of inspiration and encouragement to flag on a new voyage in the next phase of life. Your wordings should be such that could sprinkle the grains of inspiration on the retired person to gear up a new journey of life even at the age of 60s.
If you are a co-worker of the person who's retiring from his or her job, it would be really appreciable if your wordings can reflect the memories of the past moments that you spent with him or her in the canteen and conference room.
Retirement quotations and thoughtful sayings on retirement can give your speeches and wishes a special dimension. A beautiful retirement quotes can make your remarks come to bloom and set a distinctive tone for your message that can bring one of life’s most significant changes.
Here are some of the really awesome quotes that you can start off your remarks with:
“It has become clear to most of us that we don’t want “our father’s retirement”; the only thing that needs to be retired is old ideas about retirement.
Our greatest fear and insecurity for our later years should not be about the Social Security system or about being broke but rather about being without purpose and meaningful work.” - Mitch Anthony, author of The New Retire mentality
“Age is only a number, a cipher for the records. A man can’t retire his experience. He must use it. Experience achieves more with less energy and time.” - Bernard Baruch, financier, statesman.
“When I was younger I could remember anything, whether it happened or not; but my faculties are decaying now and soon I shall be so that I cannot remember any but the things that never happened.” - Mark Twain, author
Minggu, 29 Mei 2011
Sabtu, 28 Mei 2011
Claiming 2011 Child Care Rebates and Benefits in Australia
What is the Child Care Rebate (CCR)?
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From July 2011, you may choose to receive the rebate on a weekly or fortnightly basis, paid either to your care provider as a fee reduction or directly to your bank account.
*
Whether you receive a weekly or fortnightly CCR payment depends on when your provider submits your attendance data.
*
You can still choose to receive the rebate payments quarterly or annually as a lump sum directly to your bank account.
*
It pays up to 50% of your out of pocket expenses for the care up to an annual cap.
*
It is NOT income tested, so you may be eligible to receive it even if you don't get the benefit from your fees.
*
Your out of pocket care costs are calculated after deducting any CCB from your fees.
What is the Child Care Benefit (CCB)?
This benefit is income tested and is usually paid directly to the providers to reduce the fees that eligible families pay.
To receive the CCR you must be eligible for Child Care Benefit (assessed at a rate of zero or more). This means:
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You must be using approved care provider, which includes care like Long Day, Family Day, Outside Schools Hours, Occasional and In Home.
*
You or your partner must be an Australian citizen, a permanent resident living in Australia or be exempt from the Government's residency requirements.
*
Children under seven years of age must meet the Government's immunisation requirements or have an exemption.
*
You must be the person responsible for your care costs. If your employer contributes through salary sacrificing or packaging, you should discuss with your employer who is responsible for the costs.
*
To also receive the CCR you and your partner (if applicable) must have work, training or study related commitments at some time during the week or have an exemption.
How to claim
*
You must apply for the CCB to receive the CCR.
*
You must visit the Family Assistance Office to apply for the Child Care Benefit.
*
Your eligibility for the rebate will be automatically assessed by the Family Assistance Office. Payments will be made once the Family Assistance Office have received child care attendance details from your child care service/s.
It is important to remember that the Child Care Rebate is not income tested. You may be eligible to receive this rebate even though your family income is too high to receive the Child Care Benefit. If you would like more information on tax concessions, rebates or funding you may contact Government Grants Australia for assistance.
*
From July 2011, you may choose to receive the rebate on a weekly or fortnightly basis, paid either to your care provider as a fee reduction or directly to your bank account.
*
Whether you receive a weekly or fortnightly CCR payment depends on when your provider submits your attendance data.
*
You can still choose to receive the rebate payments quarterly or annually as a lump sum directly to your bank account.
*
It pays up to 50% of your out of pocket expenses for the care up to an annual cap.
*
It is NOT income tested, so you may be eligible to receive it even if you don't get the benefit from your fees.
*
Your out of pocket care costs are calculated after deducting any CCB from your fees.
What is the Child Care Benefit (CCB)?
This benefit is income tested and is usually paid directly to the providers to reduce the fees that eligible families pay.
To receive the CCR you must be eligible for Child Care Benefit (assessed at a rate of zero or more). This means:
*
You must be using approved care provider, which includes care like Long Day, Family Day, Outside Schools Hours, Occasional and In Home.
*
You or your partner must be an Australian citizen, a permanent resident living in Australia or be exempt from the Government's residency requirements.
*
Children under seven years of age must meet the Government's immunisation requirements or have an exemption.
*
You must be the person responsible for your care costs. If your employer contributes through salary sacrificing or packaging, you should discuss with your employer who is responsible for the costs.
*
To also receive the CCR you and your partner (if applicable) must have work, training or study related commitments at some time during the week or have an exemption.
How to claim
*
You must apply for the CCB to receive the CCR.
*
You must visit the Family Assistance Office to apply for the Child Care Benefit.
*
Your eligibility for the rebate will be automatically assessed by the Family Assistance Office. Payments will be made once the Family Assistance Office have received child care attendance details from your child care service/s.
It is important to remember that the Child Care Rebate is not income tested. You may be eligible to receive this rebate even though your family income is too high to receive the Child Care Benefit. If you would like more information on tax concessions, rebates or funding you may contact Government Grants Australia for assistance.
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