How to Financial Freedom?

Who has never heard of financial freedom? Of course you all must have often heard the term. And most people who work must crave, desire in order to achieve financial freedom. But does that really mean financial freedom?
Financial freedom is where seseorangan achieve considerable savings and relatively safe, and the results are sufficient for her to live the lifestyle you want. Financial freedom can also be defined as the phase when we are in a calm and choice not to work again for money, because money that works for us (passive income). The definition of passive income is the money coming here without our work.
Saving can be achieved in various ways, eg with savings deposits, time deposits, but to get better results then that is above inflation, combined with compulsory saving as investing in mutual funds, stocks, property, etc..
The revenue generated from the active income is the income earned for work and get paid or receive a reward and if it does not work will not earn a living. Just a note if we work as a general employee salary increase (income) earned under the rate of inflation, so the purchasing power to decline with increasing time. To cope with these conditions then it would be wise if we have a growth orientation in working assets.
If not then we have the potential to work continuously, the following differences in orientation to work are:
1. Working => active income output => lifetime work;
2. Working => asset => passive income output => financial freedom.
In order phase achieved financial freedom, would have done saving & investing activities, namely:
a. Saving & investing = Consumption This is the ideal condition in which a savings & investment is in balance with the amount of expenses, earned income means only 50 percent is used for consumption, while the rest for savings and investment. Usually this pattern is perfect for young unmarried which the liability (liability) / debt does not exist. To reach it we must work smart, how our money can work hard for us and generate passive income.

b. Saving & investing = Consumption - DebtIn this pattern of saving and investing less due to debt obligations (debt), the condition is indeed under ideal but still reasonable. This stage usually occurs for those who are married. The times and the financial industry, encouraging the growth of debt instruments, this led to the use and attempts to get utangpun become easier. Now more and more debt-based consumption was found (credit card, KTA or credit without collateral, etc.).
Therefore, just maintain a balance between saving, Investment & consumption alone is not sufficient, but must be coupled with a get around so we could get out of debt. Debt is the primary freedom killer. Want financial freedom? The first thing you should do is get out of debt. That is priority number one.

c. Saving & investing = Consumption - + Debt ProtectionThis pattern is most wise for those who have married and had children, although saving and investing is not for the previous stage but the cause is the allocation of funds for protection (risk management) is usually in the form of insurance premiums.
In line with berkembanganya insurance industry and an increase in education funding would also affect financial freedom. Because we have to meet the element of protection for himself and family in the form of insurance and investment funds for education.
There are several stages before reaching financial freedom (financial freedom), namely:
1. Financial Protection is a financial condition where we have enough money to meet the minimum monthly expenses for 2 months to 24 months without working.
2. Financial Security is a financial condition where we have quite a lot of investments are relatively safe, and the results can meet the above minimum requirements without having to work again, unless we choose to work.
3. Financial Vitality is a financial condition where we achieved quite a lot of investments are relatively safe, and the result is not only sufficient for the level of Financial Security (above the minimum) but may also provide for secondary without having to work, unless we choose to work.
4. Financial Independence is a financial condition where we achieved quite a lot of investments are relatively safe, and the results are sufficient for us to live exactly with our present lifestyle. In other words we are free not to work.
5. Financial Freedom is a financial condition where we achieved quite a lot of investments are relatively safe, and the results are sufficient for us to live the lifestyle we want (better than current lifestyle).

Had reached the stage where you are?
Another important factor in achieving financial freedom for you is largely determined by your lifestyle today, tomorrow and the future. Some people prefer to live simply, and will always want to live like that, then this type will reach the level of financial freedom faster than in those who have the luxury lifestyle. Ultimately, financial freedom is about control of expenditure against ourselves. Financial freedom is a choice rather than chance. (Prilla Kinanti / Associate Financial Planner, Financial Planning Services TGRM)

Use of control access system

In the olden days if any employee who has the key to your building left the company, you need to change the locks. It is unpredictable that how many keys are out in the public which sometimes lead to serious consequences. But with the advent of latest technology card access control system are introduced not only for large companies but also for small and mid-size companies. Every business understands the need to limit the access to their buildings and most of the companies are now benefited with the installation of card access systems. 

A card access system provides access to an authorized person to have control on the areas and resources in a given physical facility or computer based information system. When we consider about physical security card access system is considered as the second layer while in case of security of building it is the first layer.

We use access control systems everyday, but we don't think about it. A car door lock is essentially a form of access control. Your online account and your account pin number of ATM is another means of controlling access system.  When you are about to secure important, confident or sensitive information and equipment, access control is of prime importance.

In a physical access control system the main question is who, where and when. The card access system are able to answer these questions such as, who are allowed to enter or exit, where they are allowed to exit or enter, and when they are allowed to enter or exit.  Earlier it was partly performed through keys and locks but today keyed lock system are quickly outdated.

The limitations of mechanical locks and keys are rubbed away by the advanced systems using computer. These mechanical keys are replaced by the wide range of cards or credentials and grants access based on the credential presented. The door is unlocked for a prescribed time as soon as the access is granted and the transaction is recorded. When the access is refused the door remains locked and the attempted access also recorded. Monitoring the door is also possible by the card access system that sounds an alarm if the door is forced open or held open too long after being unlocked.

It is possible to made available the card access system to control either one door or hundreds of doors spread across many buildings from one centralize location, regardless of the buildings located in different cities all over the world. This system can be made more affordable with the help of new hosted access control systems as it does not need any onsite card processing equipment-everything is processed over the Internet.

If you had decided to do away with the keys to your building once for all or not to spend hundreds or thousands of dollars on locksmith service or to limit the access of employees to your building or to be aware of when an employee entered or tried to enter the building when he is not authorized to do so, you should look into a card access control system.